Softyfier Tools

EMI Loan Calculator

Determine your monthly loan payments (EMI), total interest payable, and check the complete year-by-year amortization breakdown. 100% free and offline-capable.

Adjust Loan Details

$5k $500k $1M+
1% 13% 25%
1 Yr 15 Yrs 30 Yrs

Summary & Breakdown

Monthly EMI

$0.00

Total Interest

$0.00

Total Payment

$0.00

Amortization Schedule (Yearly)

Year / Period Principal Paid Interest Paid Total Payment Ending Balance

Home Loans

Estimate long term mortgage loans with compound calculations, interest fluctuations and accurate amortizations.

Car Loans

Analyze shorter term vehicle finance rates, down-payments and find the best suitable tenure.

Amortization Details

Get precise year-by-year calculations, displaying exactly how much of your payment goes to interest vs. principal.